by credithistory | Aug 10, 2017 | Masterclass
When you go for any type of finance, with any kind of negative listing on your credit file there are two options. Number one, you cannot obtain the finance you want until the listing has run its course, which could take up to 5 years. Number two, you can obtain the...
by credithistory | Aug 10, 2017 | Masterclass
The list of information on your credit file that will stop you from being approved for finance grows every year. Here’s the latest list. First up, the biggest ‘no-nos’ for top-tier lenders aka big banks is bankruptcy. It leads to a credit score of minus 995....
by credithistory | Aug 10, 2017 | Masterclass
Your credit score gives credit provides a gauge as to where you sit in relation to other potential borrowers. It tells them whether it’s a good idea to lend money to you, or not. When your score is high, watch the lenders line up for your business. When the score is...
by credithistory | Dec 13, 2016 | credit repair, credit reporting, mortgage loans
Recently one of our clients had triplets. They were only planning one baby but three were conceived naturally and they already had another young child. Sam, a young dad still in his 20s, urgently needed a new car to accommodate his expanding family but when he applied...
by credithistory | Dec 13, 2016 | Credit History, credit repair
Most clients I deal with have had a bad patch at some point in their financial lives, caused by things like relationship breakdowns, illness, accident, job loss or the like. These life situations can often lead to an actual black mark on your credit file. In order to...
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