Masterclass #2: What negative information on my credit file is stopping me being approved for finance?

The list of information on your credit file that will stop you from being approved for finance grows every year. Here’s the latest list. First up, the biggest ‘no-nos’ for top-tier lenders aka big banks is bankruptcy. It leads to a credit score of minus 995....
Beware the Internal Black Mark

Beware the Internal Black Mark

Most clients I deal with have had a bad patch at some point in their financial lives, caused by things like relationship breakdowns, illness, accident, job loss or the like. These life situations can often lead to an actual black mark on your credit file. In order to...