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How do I choose a credit repair company to help me?

How do I choose a credit repair company to help me?

by merri | Mar 1, 2017 | Credit History, credit repair, credit reporting, mortgage loans

 So here is a list of questions to ask a prospective credit repair company, so you get the right one fighting your case. Is it left to me to make the complaints to the companies who listed me? There are credit repair companies that do not tell you that they only...
The dark side of comprehensive credit reporting

The dark side of comprehensive credit reporting

by merri | Feb 8, 2017 | Credit History, credit repair, credit reporting, mortgage loans

In March 2014, Australia introduced comprehensive credit reporting. The change had good and bad points. The good is – tighter protections for consumers facing hardship, and more notifications required prior to default listing a client on a credit file. The bad...
Stop judging credit-impaired people

Stop judging credit-impaired people

by merri | Feb 5, 2017 | Credit History, credit repair, credit reporting, mortgage loans

People that have a bad credit file aren’t bad people. And credit repair companies aren’t trying to get them out of their financial obligations. This is the feedback I sometimes get. In my opinion it’s a completely wrong view. Who is the typical credit-impaired person?...
Should I enter a Part 9 debt agreement?

Should I enter a Part 9 debt agreement?

by merri | Jan 20, 2017 | Credit History, credit repair, credit reporting, mortgage loans

Let me start by saying I am not advocating that debt agreements are bad for everyone. What I am saying is that some companies who sell credit repair – and some who specialise in debt agreements – are giving bad advice to consumers. There is encouragement to enter...

Essie

by merri | Jan 18, 2017 | testimonials

these guys are really thorough and great to work with.
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