So this is a hard service to review…. if they cant remove your credit issue then most people will feel hard done by and probably 1 star them… and if they can remove it most will 5 star…so im rating this company based on service and communication. So simply put fantastic.. once they got going i was kept in the loop from start to finish…as for the service they provide , they managed to turn it around in an amazing time which allowed me to sign up to buy the land i wanted in confidence knowing that my stupid telco default was removed and getting a mortgage was now possible… its always concerning when your outlaying a large sum of money and you get nothing tangible in return, but i can tell you for me it worked perfectly and im now moving foward in life and building my new home early next year. Thanks carmel and the team..top job ..you changed my life